See your future before you choose it.
Every financial decision you'll ever make has consequences that play out across decades. Carlo simulates them — so you can see what happens before you choose.
The problem
Financial planning is locked behind two bad options.
Pay an advisor $5,000 a year to tell you things you could understand yourself. Or stare at spreadsheets and dashboards that show you data but never answer the question you actually have.
The result: you navigate the biggest decisions of your life — buying a house, switching jobs, having kids, retiring — on gut feeling.
The simulation
Hold two futures side by side.
You ask: “Should I buy this house?” Carlo shows you both paths.
Scenario A
Buy the house
62
Retirement age
$1.2M
Net worth at 65
4 mo
Emergency runway
Scenario B
Keep renting
58
Retirement age
$980K
Net worth at 65
8 mo
Emergency runway
Buying adds $220K in equity but delays retirement by 4 years. Your emergency runway drops to 4 months until 2029.
How it works
01
Build your plan
Model your household — income, expenses, savings, goals — and project it forward over time.
02
Branch scenarios
“What if I buy this house?” “What if I invest more aggressively?” Create a branch for each path.
03
Compare futures
Carlo runs every scenario forward and shows you the outcomes side by side — so you decide with clarity, not guesswork.
Decisions Carlo answers
Should I buy this house or keep renting?
Can I afford to switch to a lower-paying job I actually like?
What happens if I start a business and it takes two years to break even?
When can I realistically retire?
We want a second kid — what does that actually cost over 20 years?
Stop deciding blind.
Create a free account and build your first financial plan in minutes.