Stop guessing on big financial decisions. Should you take the offer? Buy the house? Retire early? Type the question. Carlo models every path.
The decision is the product. Everything reshapes around your choice.
Cashflow, taxes, equity, investments, real estate, and goals. All in one model. Not five tabs.
Reality drifts. Your plan re-models. Triggers, not timers.
Carlo never moves your money. You stay in control of every account.
Type a decision in plain English. Carlo models the realistic paths. It pulls in your cashflow, taxes, equity, and real estate. You compare. You choose.
In a sentence. "Should I take the Austin offer?" Carlo turns it into an object. Inputs. Paths. Assumptions.
Sketch the realistic ones. Stay. Move and buy. Move and rent. Each inherits your model. Each runs on its own.
Side by side. In your terms, not just dollars. Runway. Family time. Regret risk. Years to 58. Same assumptions across all paths.
You pick. Carlo folds the path into your plan. Cashflow, goals, portfolio, and tax plan all reshape. The rest follows your choice.
Most plans go stale the day you make them. Carlo updates yours when reality moves. You hear about it first.
Rates drop past your refi break-even. Carlo pings you with the exact savings. Spend drifts 18% over three months. It asks if your priorities changed. Triggers, not timers.
Weekly spend read. Quarterly portfolio. Year-end tax brief in dollars, not platitudes. Annual life check-in. Did what you want change?
Every decision you make opens a watchlist. Carlo tracks the assumptions you committed to. In-app, email, or text. You pick the channel.
Anyone weighing a real money decision. A job offer. A move. Early retirement. A buy-or-rent call. A windfall. Especially if a spreadsheet stopped being enough.
Robo-advisors invest the money you set aside. Carlo answers the decision before that. It models paths. It never custodies assets.
No. Carlo is read-only. It reads balances and history. It never moves funds. It never custodies assets.
Read-only connections through established aggregators. Disconnect any account anytime. Data is encrypted in transit and at rest.
No. Model your first decision without connecting anything. Type the numbers. See the paths. Choose one.
$20/month during alpha. Locked as long as you stay. $50/month after we open to everyone in about a month.
Alpha is open to a small cohort. $20/mo now. Locked as long as you stay. $50/mo when we open to everyone in about a month.
Free to start. No accounts to connect. No advisor to schedule.