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Meet your personal finance agent.

Carlo connects to your accounts, learns your goals, and uses the same tools as professionals to help you make better financial decisions.

Learns about you.

Carlo maps out how your money flows: a year of income, spending, and saving, read automatically.

illustrative month · read automatically
Mar 16 · CHASE → FIDELITY$1,840
both sides reconciled, counted once

Helps set goals.

A rainy-day fund, a home, early retirement. Pick the future, Carlo maps the path to it.

illustrative household · pick a future

Six months of essentials is $24,000. Your surplus fills it by August 2027 without slowing another goal.

$24,000 target · 6 × $4,000$1,840 /mo from surplusAug 2027 fully funded

Answers tough questions.

No two questions are the same. For every one you ask, Carlo builds the best way to understand the decision.

illustrative household · selling vested RSUs

If I sell my vested RSUs this year, what will I actually owe?

when do you sell
tax on the sale$31,200
the sale crosses 24% into 32%
1,400 shares across 6 grants · both tax years priced · 22% withheld, not enough

Tracks your taxes.

Compare timing, withholding, and federal tax outcomes as the plan changes.

tax center · certified engine example
$19,775added federal tax when split
Split across two years−$2,088
Supplemental withholding22%, low
synthetic $72.8K bonus on $400K wages per year · married filing jointly · standard deduction · TY2025 law used for both paths · federal income tax and Additional Medicare only · excludes regular payroll and state tax

One price. Locked for two years.

Connect accountsbrokerages, banks, credit, property
Plan around prioritiesfreedom, the house, the rainy-day fund
Explore what-ifsa live instrument for the decision
Tax intelligenceliability, withholding, deadlines, and the work
Talk to the teama direct line, not a support queue
$20/mo
Book a demo

Try Carlo with a 30-day money-back guarantee.

What to look forward to.

We're working hard to make Carlo more powerful every day.

Tax filingnext

File straight from the model that already knows your year.

Tradingcoming

Act on a decision without leaving the place you made it.

Wills & trustscoming

Your legacy, planned in the same place as everything else you own.

Questions, answered.

Bring the question you keep putting off.

Carlo gives you a place to work through the decision while there is still time to change it.