the ai that makes you money

Carlo helps you earn more, cleans up your spending, analyzes your portfolio, and keeps every decision aligned with your long-term goals.

text carlo now why trust us?

relentlessjob hunter

the next pay bump shouldn’t take a second job to find. carlo looks for roles that fit, researches what your work is worth, and helps you make the case for more.

put carlo on the search

Inbox

Edia

Your offer from Edia 🎉

$190,000 base + equity. We’d love to have you join us as Product Manager.

Linear

Let’s meet the team

We loved our conversation. Next up: a chat with the product team.

Corridor

Product Manager: next steps

Your background stood out. Let’s find a time for your first interview.

Edia

Great meeting you!

The team really enjoyed getting to know you. We’ll be in touch soon.

Linear

Your interview is confirmed

You’re all set. The calendar invite and video link are on their way.

Corridor

We received your application

Thanks for your interest in joining Corridor. Our team will review it.

Linear

Thanks for applying to Linear

Your Product Manager application is in. We’re glad you reached out.

always-onaccountant

carlo learns about your life as you spend, and improves autonomously. no more reviewing transactions and configuring rules each day (unless you really want to 😅)

make sense of my spending

where it all went

august

$11,000 in − $9,000 out = $2,000 left

hover to explore · click to pin

the summer trip

aug 12–16

$4,410

stays: $2,184
food + drinks: $846
activities: $640
shopping + other: $428
transport: $312

unbiasedmarket analyst

different tickers can add up to the same bet. carlo looks through your funds, keeps track of the risk you agreed to, and works out what’s worth changing.

see what i actually own

per-company limit

11.6%

6.0% direct
5.6% inside your funds

0%6% limit15%

NVDAFidelity · brokerage$12,0006.0%
VTIFidelity · brokerage$5,0002.5%
QQQSchwab · IRA$3,2001.6%
FSPGXFidelity · 401(k)$3,0001.5%

sell$12,000 NVDA80 shares · Fidelity brokerage

buy

$8,000international stocksVXUS

$4,000US bondsBND

11.6% → 5.6%exposure after change

$780 realized gain

judge-freefinancial planner

you want the bigger apartment. or the house. or to stop working earlier. carlo works through what it takes, what changes, and what you can keep.

let’s run the options

“the 2-bed on 14th is $650 more a month. can i do it?”

work optionalthe date, not a number: june 2052unchangedrestart contributions in january
down payment ready$120,000 for the place you keep saving for: august 2029unchangedthe Fidelity transfer stays at $2,000
left over each monthafter rent, bills, and the $2,000 to Fidelity: before: ~~$1,240~~after: $590−$650from january, once the 401(k) is back on
taxes this yearfederal + state, with the 401(k) in: before: ~~$28,900~~after: $30,200+$1,300four paused months are taxable income

yes. sign it.

pause the 401(k) through december and keep the $2,000 to Fidelity. restart in january and the house and retirement dates don’t move. the paused contributions are taxable, so about $1,300 more tax this year.

your money is personal
so is your data

you should know what you’re sharing, who can use it, and how to take it back.

read the trust page

your bank password stays out of this

institution login runs through Plaid or SnapTrade. carlo doesn’t receive or store your bank or brokerage credentials.

your data isn’t for sale

we don’t sell or license your personal data. selected information goes to the providers needed to run carlo, including AI providers.

you can leave

disconnect your accounts or request an export or deletion. the privacy policy explains the retention windows and required exceptions.

try before you buy

text carlo and bring a real question. see what he can do before you decide to subscribe. membership is $20 a month.

text carlo now

try before you buy

text carlo and bring a real question. see what he can do before you decide to subscribe. membership is $20 a month.

text carlo now

the ai that makes you money