Trust shouldn’t require us to be big. It should require us to be honest, and to leave the door open.
Carlo connects read-only today: it sees your accounts, it can’t touch them. As we add ways to act for you, sweeping cash to savings, filing a return, each one waits for your approval. Carlo never moves a dollar you didn’t ask it to.
You sign in to your bank or brokerage through providers like Plaid and SnapTrade, the same kind of secure handoff Venmo and Robinhood use. Your login goes to your institution, never to us.
No ad networks. No data brokers. No “anonymized insights” sold to anyone. You are the customer, never the inventory.
We don’t sell funds, insurance, or loans, and we’re not a brokerage, with no plans to be one. When you act on a plan, we take nothing from it. One flat subscription, paid by you, is the entire business.
Export it all, delete it all, whenever you want. Once deletion completes, we keep nothing that identifies you, except the rare records the law itself makes us hold.
Most financial guidance is funded by what it sells you, so the advice bends toward whoever’s paying. Carlo earns one subscription fee, from you, and nothing else. There’s nothing for the advice to bend toward.
how the usual model earns
how carlo earns
Carlo runs real tax and loan math, the same an accountant would, and shows you exactly how it got there. It never invents a figure. If it doesn’t have what it needs, it says so and asks. You’re checking arithmetic, not trusting a black box.
We’re a small, early company, and we’d rather say that plainly than dress it up. So the deal is simple: your data is yours, exportable any time, and we will never hold it hostage. If Carlo ever winds down, you leave with everything and owe us nothing. Trust shouldn’t require us to be big. It should require us to be honest, and to leave the door open.
export it, delete it, leave whenever you want
Carlo is built by a founding team you can actually reach. No support maze, no faceless brand. When something matters, you get a person.
Co-founder/CTO
owns the engineering and where your security issue lands.
more about TaylorReply to any email we send. One of us reads it.
The privacy commitments and legal terms behind the service, in full.